September 2025 DFW Housing Market Update: What Buyers & Sellers Need to Know

The Market Is Shifting — Are You Ready?

The Dallas–Fort Worth housing market isn’t standing still. Inventory is climbing, sellers are making more price adjustments, and the recent Federal Reserve rate cuts are stirring up buyer demand.

That means if you’re buying, selling, or investing this fall, you need to know exactly where the market stands — or risk leaving thousands of dollars on the table.

Let’s break down what the September 2025 numbers are really telling us, and if you want the full breakdown, please watch my video below.

🏠 Inventory Is Rising — More Homes on the Market

Over the past year, DFW inventory has been steadily increasing, especially since 2022. Here’s what that means:

• For buyers: More choices, more negotiating power, and the ability to compare.

• For sellers: More competition in your neighborhood, which means pricing and presentation matter more than ever.

👉 Pro tip: Think of inventory like chairs in a game of musical chairs. The more chairs (homes) available, the less frantic the game feels — but sellers need to make sure their “chair” is the most appealing.

📉 Home Prices: Some Counties Up, Some Down

Prices aren’t moving the same way everywhere:

• Collin County: Prices trending down, with buyers scoring the biggest discounts.

• Dallas County: Prices rebounding slightly after dipping in 2022.

• Tarrant County: Flat overall, but holding value better than others.

• Denton County: Stable, with only slight movement.

💡 Translation: Pricing your home correctly is more important than chasing the peak of the market.

👥 Buyer Activity Is Picking Up

Despite slower showings, pending sales are trending up — the strongest sign that buyers are serious again.

Why? Lower interest rates are luring buyers back into the market. Even small dips in mortgage rates can save families thousands over the life of a loan.

Many buyers are also winning with seller concessions — like having closing costs covered or using credits to “buy down” their mortgage rate. That’s putting buyers in a stronger position than the headlines suggest.

💵 What Sellers Need to Hear

Sellers, here’s the tough love:

• You can’t control inventory — new listings may flood the market overnight.

• You can control strategy — pricing, staging, and presentation.

• Homes priced right and marketed well still stand out and sell quickly.

If you’re thinking about selling, don’t just look at broad DFW numbers. Zoom into your neighborhood and watch your competition like a hawk.

📊 Mortgage Rates After the Fed Cut

The Fed’s recent rate cut hasn’t immediately dropped mortgage rates, but we’re already seeing positive shifts:

• 30-year conventional loans are hovering just above 6%.

• FHA loans remain a popular option for first-time buyers.

• With rate buydowns + concessions, some buyers are landing effective rates in the 4–5% range.

If the downward trend continues, expect buyer activity to strengthen through fall and into 2026.

✅ The Bottom Line

• Buyers: More inventory, more concessions, and lower rates make this a window of opportunity.

• Sellers: Competition is heating up — strategic pricing is the difference between sitting and selling.

📩 Ready to Talk About Your Next Move?

Every week, I talk to people just like you — homeowners thinking about selling, first-time buyers ready to stop renting, and families relocating to DFW.

If that’s you, let’s chat.
📲 Call or text me at (469) 586-6110.  I’ll help you make sense of this market and find the right strategy for your next move.

👉 Download my free guide: How to Hire the Right Listing Agent