What's Up with Real Estate in DFW?

Market Update for the Week Ending January 30, 2026

Quick Summary: What You Need to Know

📊 DFW Market Status: Stabilized after 2025 correction  
📈 Dallas Home Prices: Flat year-over-year (0.01%), down 4.5% from 2022 peak  
💰 Median Price: $350,000 (January 2026)  
💳 Mortgage Rates: Holding steady at 6.1%  
✅ Bottom Line: The correction is complete—buyers have better affordability, sellers see steady demand  

Reading Time: 8 minutes | Last Updated: February 2, 2026

National Picture: Fed Hits Pause, Markets Respond

The Federal Reserve kept interest rates steady at their January meeting, with Chairman Jerome Powell suggesting rates could remain "on hold" for several months. With inflation still above target and unemployment at historic lows, the Fed is taking a cautious approach. The market isn't expecting any rate cuts until at least June.

What this means: Mortgage rates are holding in the low 6% range (around 6.10% according to Freddie Mac), which is good news compared to where we were in 2023-2024. These stable, relatively lower rates are starting to bring buyers back to the market.

Home Price Recovery Underway Nationally

After slowing throughout most of 2025, national home prices are showing renewed momentum. The Case-Shiller National Home Price Index dropped from +4.2% year-over-year growth in January 2025 to just +1.3% by September. But we've seen a clear reversal in recent months, with prices rising 0.4% month-over-month in both October and November 2025.

The driver? Lower mortgage rates. When rates dropped from the mid-7% range down to around 6%, buyer demand picked back up. Across the 20 major cities Case-Shiller tracks, only 2 cities saw prices decline in November (Boston and Cleveland), compared to 16 cities that were declining back in June.

How Is the DFW Housing Market Performing in 2026?

Are DFW Home Prices Going Up or Down in 2026?

Dallas Case-Shiller Index (January 2026):

• Essentially flat compared to last year (+0.01%)
• Down 0.5% from December 2025
• Still 4.5% below the June 2022 peak

DFW MLS Median Sales Price (January 2026):

• Current median: $350,000
• Down 2.8% from January 2025
• Down 1.4% from December 2025

Our market has worked through most of its price correction throughout 2025. DFW was one of the markets that saw the biggest run-ups during the pandemic buying frenzy, so we had further to come down. The good news? We've essentially stabilized on a year-over-year basis. The Case-Shiller index shows Dallas prices are now flat compared to a year ago, which means the correction phase is largely behind us. With mortgage rates stabilizing in the low 6% range, we're seeing renewed buyer activity that's supporting current price levels.

How Much Inventory Is Available in the DFW Market Right Now?

According to the latest Market Watch data (current week):

• New Listings: 1,710 properties came on the market
• Active Listings: 733 homes under contract (pending sales)
• Price Reductions: 2,034 properties reduced their asking price
• Closed Sales: 1,211 transactions completed

What we're seeing is a market in transition. Yes, there are still price reductions happening as sellers adjust to current demand levels. But there's also healthy activity—over 1,700 new listings and 733 properties going under contract shows that deals are getting done.

Local Market Snapshot

Looking at specific DFW submarkets:

Days on market continue to trend downward across the board—a sign that properties are selling faster as buyer activity picks up.

Should You Buy or Sell a Home in DFW Right Now?

For Buyers: This is still a good window of opportunity. Prices in DFW have corrected meaningfully from their 2022 peaks, and mortgage rates have come down from their 2023-2024 highs. The combination creates better affordability than we've seen in the past two years. As buyer competition increases, that window may not stay open forever.

For Sellers: The market is stabilizing but still price-sensitive. Homes priced competitively are moving—we're seeing properties go under contract and close. But overpricing will result in extended time on market and eventual price reductions. Working with your agent to price strategically from the start will get better results.

For Investors: Markets like Dallas that saw price corrections throughout 2025 are worth watching closely. Affordability has improved significantly (lower prices + lower rates), and the fundamentals remain strong—people are still moving to DFW for jobs and quality of life. As one analysis noted: "it's a good time to be looking at some of these markets."

The Bottom Line

The national market is showing signs of recovery as lower mortgage rates bring buyers back. Here in DFW, we've completed our price adjustment—the Case-Shiller index shows we're now flat year-over-year, meaning the correction is behind us. Activity levels are healthy, inventory is moving, and the rate environment is more favorable than it's been in over a year. We're in a stabilized market with improving fundamentals.

Whether you're thinking about buying, selling, or doing both simultaneously, this market requires strategy—not guesswork. I'm Kiel Lindsey, and I specialize in helping North Fort Worth homeowners navigate complex transitions with clarity and confidence. Using data-driven insights, honest communication, and proven systems, I simplify what others overcomplicate. You'll never feel pressured or uncertain—you'll feel informed, empowered, and in control at every step.

If you're curious how these trends impact your specific situation, let's talk. I'll show you the real numbers and help you make the decision that's right for your family and your future.

Frequently Asked Questions About the DFW Housing Market

Is the DFW housing market going up or down in 2026?

The DFW housing market has stabilized after declining throughout 2025. Dallas home prices are now flat year-over-year (up 0.01% according to the Case-Shiller Index), indicating the correction phase is complete. Month-over-month prices show minimal movement, suggesting we've found a new equilibrium.

What is the average home price in Dallas-Fort Worth?

As of January 2026, the median home price across the DFW MLS is $350,000, down 2.8% from January 2025. Individual submarkets vary: Fort Worth ($350,000), Keller ($785,000), Hurst ($547,450), and Saginaw ($358,000).

Are mortgage rates going down in 2026?

Mortgage rates are currently holding steady around 6.1% and are not expected to decrease significantly until at least June 2026. The Federal Reserve has indicated rates will remain "on hold" for several months as they monitor inflation and employment data.

Is it a good time to buy a house in DFW?

Yes, for buyers with stable finances. The combination of corrected prices (4.5% below 2022 peaks) and mortgage rates in the low 6% range creates better affordability than we've seen since early 2022. Competition is moderate, giving buyers more negotiating power than during the peak market.

Should I sell my house in Fort Worth or Dallas in 2026?

If you price competitively, yes. The market is active with healthy buyer demand—733 homes went under contract in the most recent week. However, homes must be priced correctly from the start. Properties that sit on the market typically require price reductions to attract serious buyers.

How long does it take to sell a house in DFW?

Median days on market vary by area: Fort Worth (61 days), Keller (55 days), Hurst (61 days), and Saginaw (56 days). These numbers are trending downward, indicating properties are selling faster as buyer activity increases.

Data sources: Federal Reserve, S&P Case-Shiller Home Price Indices, Freddie Mac Primary Mortgage Market Survey, NTREIS MLS. Market Watch data current as of February 2, 2026.